Real estate appraisal services for homeowners in Northern lower Michigan: Here are the top 7 reasons Michigan homeowners hire Appraisal Link:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Michigan, when real estate needs to be divided
To determine the true market value of a property to settle an estate


	Do you own a house in or near Hillman? Do you need help deciding the price of your real estate? Contact Appraisal Link.

At Appraisal Link, we understand the particular needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Link, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Challenge property tax assessments

Let's say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An expert appraisal from Appraisal Link is your number one weapon when contesting your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Appraisal Link, we're experienced in helping customers just like you delete unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Appraisal Link can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Link can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.

Got a Question?

Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.